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Kaya & Bahagia dengan Property Syariah…
MENGAPA PROPERTY SYARIAH?
Beberapa tahun terakhir ini hampir di seluruh dunia sangat marak bisnis
yang berbau syariah, seperti hotel Halal, Fashion Syar’ie, Wisata Halal,
hingga property syari’ah. Tak terkecuali di Indonesia pun marak kegiatan bisnis yang mengarah kepada sistem syari’ah.
Hal ini perlu kita sukuri karena kesadaran masyarakat meningkat
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sebenarnya perbedaan antara membeli property syariah dan KPR
ke bank?
Berikut adalah penjelasannya secara mudah:
1. Property syariah lebih menghadirkan keberkahan dalam rumah tangga.
Terhindar dari akad-akad bathil dan terhindar dari dosa riba ( dosa paling ringan riba adalah
seperti seorang anak laki-laki berzina dengan ibu kandungnya ( HR.
Al Hakim ))
2. Property syari’ah jauh lebih murah dibandingkan konvensional.
Perhatikan perhitungan konvensional berikut ini :
Harga Rp.600.000.000 di angsur 10 tahun dengan DP 30% anda harus mengeluarkan Rp.180.000.000
+ Rp.18.500.000 (biaya bank dan notaris). Hutang/pinjaman setelah dikurangi
DP adalah Rp.420.000.000. Dengan suku bunga
10%, angsuran Rp.7.000.000/bln selama 120
bulan, anda harus membayar Rp.840.000.000.
Artinya apa? Untuk membeli rumah seharga Rp.600.000.000 Anda
HARUS mengeluarkan TOTAL uang Rp. 1.038.500.000. (Rp.198.500.000 + Rp.840.000.000 )
Nah bandingkan jika Anda membeli Property syariah? Anda hanya perlu membayar harga rumah nya saja dan biaya niotaris.
Dari contoh perhitungan diatas, anda berhasil menyelamatkan uang sebesar
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anda.. sampai disini jelas ya?
Normalnya, siapapun tidak mau melakukan hal tersebut jika mengerti cara perhitungannya.
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Kaya & Bahagia dengan Property Syariah…
MENGAPA PROPERTY SYARIAH?
Beberapa tahun terakhir ini hampir di seluruh dunia sangat marak bisnis
yang berbau syariah, seperti hotel Halal, Fashion Syar’ie, Wisata Halal,
hingga property syari’ah. Tak terkecuali di Indonesia pun marak kegiatan bisnis yang mengarah kepada sistem syari’ah.
Hal ini perlu kita sukuri karena kesadaran masyarakat meningkat
tentang pentingnya keberkahan pada sebuah bisnis dan kehidupan.
Demikian pula pada kebutuhan property, masyarakat sekarang ini
cenderung memilih property syariah karena dianggap lebih mudah, murah dan aman. Apa
sebenarnya perbedaan antara membeli property syariah dan KPR
ke bank?
Berikut adalah penjelasannya secara mudah:
1. Property syariah lebih menghadirkan keberkahan dalam rumah tangga.
Terhindar dari akad-akad bathil dan terhindar dari dosa riba ( dosa paling ringan riba adalah
seperti seorang anak laki-laki berzina dengan ibu kandungnya ( HR.
Al Hakim ))
2. Property syari’ah jauh lebih murah dibandingkan konvensional.
Perhatikan perhitungan konvensional berikut ini :
Harga Rp.600.000.000 di angsur 10 tahun dengan DP 30% anda harus mengeluarkan Rp.180.000.000
+ Rp.18.500.000 (biaya bank dan notaris). Hutang/pinjaman setelah dikurangi
DP adalah Rp.420.000.000. Dengan suku bunga
10%, angsuran Rp.7.000.000/bln selama 120
bulan, anda harus membayar Rp.840.000.000.
Artinya apa? Untuk membeli rumah seharga Rp.600.000.000 Anda
HARUS mengeluarkan TOTAL uang Rp. 1.038.500.000. (Rp.198.500.000 + Rp.840.000.000 )
Nah bandingkan jika Anda membeli Property syariah? Anda hanya perlu membayar harga rumah nya saja dan biaya niotaris.
Dari contoh perhitungan diatas, anda berhasil menyelamatkan uang sebesar
Rp.438.500.000. jadi kenyataannya anda membayar lebih 100% dari hutang
anda.. sampai disini jelas ya?
Normalnya, siapapun tidak mau melakukan hal tersebut jika mengerti cara perhitungannya.
Property syari’ah adalah solusi masa depan bagi seluruh ummat.
Sangat simple, murah, tanpa ribet, tanpa mikir angsuran panjang, tanpa membebani hidup dan keluarga.
Jangan sampai salah pilih. Pilih property syari’ah yang bener-bener syar’ie.
Karena belakangan ini banyak yang mengaku-ngaku property syariah, yang penting asal label syariah
utk merebut pasar, tapi prakteknya? Jauh dari “syari’ah” itu sendiri.
Bahagiakan keluarga anda dengan berada di lingkungan terbaik..
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